Alta Health Limited Medical Plans

The Falco Companies is the exclusive marketer for Alta Health Plans. 

Alta Health Plans are flexible and offer a number of distinctive benefits and features that make our Limited Medical Plans attractive to both the employer and the employee. 

Limited Medical Plans are primarily designed for those employees that generally can not afford current major medical group insurance or do not have access to those programs.

 Plan Features

• Guaranteed Issue Underwriting: No health questions.

• No Coordination of Benefits: These plans pay regardless of any other coverage a covered employee may already have.

• Pre-existing Conditions: There are No Pre-existing Condition Limitations.

• Prescription Plan: A fully insured plan with a $10 co pay for Generics.

• PPO Networks:  Medical, Dental and Vision national networks.

Employer Advantages

• The Employer controls and determines the level of contribution.

• Coverage is affordable for the employer and the employee.

• Premium and benefit levels are based on plan design chosen by the employer.

 Coverage Features and Options

• Employee Life and Accidental Death & Dismemberment
• Dependent Life
• Employee Disability Weekly Benefit
• Hospital Indemnity Benefit
• Doctor's Office Visit Indemnity Benefit
• Additional Accident Benefit
• Outpatient Diagnostic Lab & X-Ray Indemnity Benefit
• Surgical Benefit
• Preventive Care Indemnity Benefit
• Vision Care Benefit
• Dental Care Benefit
• Prescription Drug Benefit
• Survivor Benefit (available with all plans at no additional charge)
• Pharmacy Discount Program