Alta Health Limited Medical Plans

The Falco Companies is the Managing General Agent for Alta Health Plans. 

Alta Health Plans are flexible and offer a number of distinctive benefits and features that make our Limited Medical Plans attractive to both the employer and their employees.   Alta Health Plans are also available to 1099 workers , seasonal and part time workers as well as trade association groups.

Limited Medical Plans are primarily designed for those employees that generally can not afford current major medical group insurance or do not have access to those programs.

 Plan Features

• Guaranteed Issue Underwriting: No health questions.
• No Coordination of Benefits: These plans pay regardless of any other coverage a covered employee may already have.
• Pre-existing Conditions: Plans are subject to Pre-existing Condition Limitations
• Prescription Plans: Fully insured plans and Discount.
• PPO Networks:  Medical, Dental and Vision national networks.
• Available to Full time, Part Time,  Seasonal and 1099 workers.

     

Employer Advantages

• The Employer controls and determines the level of contribution, if any
• Coverage is affordable for the employer and the employee.
• Premium and benefit levels are based on plan design chosen by the employer.

 Coverage Features and Options

• Employee Life and Accidental Death benefits
• Dependent Life
• Employee Disability Income Weekly Benefits
• Hospital Benefits
• Doctor's Office Visits  
• Additional Accident Benefits
• Outpatient Diagnostic Lab & X-Ray Benefits
• Surgical Benefits
• Preventive Care Benefits
• Vision Care Benefits
• Dental Care Benefits
• Prescription Drug Benefits
• No limit on the number of Occurences
• Co Pay Plans with 50%- 80% Co Insurance